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Special Announcement:

Regular CD Rates

Rates effective as of 10/1/2026

Term Share Certificates

Term APY**
3 Month 1.25%
6 Month 3.50%
12 Month 3.75%
18 Month 3.75%
24 Month 3.75%
30 Month 3.00%
36 Month 3.70%
48 Month 3.80%
60 Month 3.90%

** APY=Annual Percentage Yield based on dividends calculated daily, paid monthly. Minimum deposit of $1,000.00 to open certificate. Rates are subject to change without notice. Penalties may apply for early withdrawal.

Jumbo CD

Term APY**
3 Month 1.35%
6 Month 3.60%
12 Month 3.85%
18 Month 3.85%
24 Month 3.85%
30 Month 3.10%
36 Month 3.80%
48 Month 3.90%
60 Month 4.00%

** APY=Annual Percentage Yield based on dividends calculated daily, paid monthly. Minimum deposit of $50,000.00 to open certificate. Rates are subject to change without notice. Penalties may apply for early withdrawal.

Deposit

 Account Type APY**
ACU Regular Savings 0.10%
ACU Checking 0.01%
Premier Checking* 2.00%
IRA Savings 0.20%

** APY = Annual Percentage Yield Rates are subject to change without notice.

*Premier Checking – Higher Rate Qualifications: 10 Signature based debit card transactions (of at least $5.00 each) cleared per calendar month. Direct Deposit of at least $500.00 per month. E-statements required.

Money Market

  APY**
$ 2,500.00 - $ 9,999.99 0.20%
$ 10,000.00 - $ 24,999.99 0.50%
$ 25,000.00 - $ 99,999.99 0.60%
$ 100,000.00 - $ 349,999.99 0.70%
$ 350,000.00 & up 0.80%

** APY = Annual Percentage Yield Rates are subject to change without notice.

Money Market Index

  APY**
$ 25,000.00 - $ 99,999.99 0.22%
$ 100,000.00 - $ 349,999.99 0.42%
$ 350,000.00 & up 0.52%

** APY = Annual Percentage Yield Rates are subject to change without notice.

From 37-48 months
up to
6.00 above current share APY
%
APY*