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A Traditional IRA is primarily an individual savings plan. Contributions are made up to a specified limit with the contribution tax deductible. Money invested and earned in a traditional IRA are subject to income taxes at time of withdrawal.
The Roth IRA provides no deduction for contributions, but instead provides a benefit that isn't available for any other form of retirement savings. If you meet certain requirements, all earnings are tax free when you or your beneficiary withdraws them.
*Dividends paid monthly.
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Hands down one of the best places I’ve ever banked with, can’t recommend them enough! They happily go above and beyond for their members consistently.Steven – Member
The Openland Credit Union Mobile app allows you to view your transaction history and account balances, pay bills, make transfers and locate our nearest ATMs and branches!
