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Special Announcement:

A No Penalty CD offers ultimate flexibility for your funds.

Special: 18-Month No Penalty CD - Earn up to 3.75% APY*

Contact us, open online, or stop by one of our convenient branch locations to open.

For New Members

  • Choose Become a New Member
  • Select your Membership Eligibility
  • Choose Certificate Account from Available Products 

For Existing Members

  • Choose Add Additional Share to Membership
  • Choose Certificate Account from Available Products 

Skip the penalty

Enjoy the freedom to add or withdraw after funding.

Lock in a great rate

Take advantage of competitive rates.

Save on your terms

18-month term.


Membership required with $1 minimum opening deposit for savings account. Membership subject to approval requirements. *Annual Percentage Yield. Rate as of 02/01/2026. Advertised APY is subject to change at any time without notice. Minimum CD amount $1,000. With No Penalty CD Special, member may withdraw or add additional funds during initial term only. You are limited to a maximum of one addition of funds and one early penalty free withdrawal. Withdrawal of funds will reduce earnings.  Not eligible for businesses or IRA CDs. Limited time offer. Deposits federally insured by the NCUA up to $250,000. Additional coverage up to $250,000 provided by Excess Share Insurance Corporation, a licensed insurance company. Offer subject to change at any time.

More of what matters.

When you become an Openland Credit Union member, you become part of everything we do to impact our communities.

We can't wait to show you what's possible.

Let's Hear From #happyOpenlandCUmembers!

Michelle's story

These are some of the most professional people I’ve ever met. They do what they say they’re going to do and that’s integrity. You couldn’t find a better credit union for all your banking needs.
Michelle – Member

Skip The Line!

Mobile Access to your Accounts Anytime, Anywhere!

Easy Access on the Go
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Learn More about mobile banking

The Openland Credit Union Mobile app allows you to view your transaction history and account balances, pay bills, make transfers and locate our nearest ATMs and branches!

  • Download on the App Store
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